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Not every heart attack will be considered an acute onset. For it to be considered an acute onset it needs to meet the following requirements. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

First we want to see what plans are available to you. If you can enter your information in this link we can quote you all of our available plans, US visitors: /get-travel-insurance-quotes/?presection=visitorUSA We recommend a comprehensive plan with pre-existing conditions or the Acute onset of pre-existing conditions.

The back of your ID card will have an international number for you or the medical provider to call with questions about the plan,

Hello, for Green card holders, you can purchase the Patriot Amaerica plus for her. it will covers her any where outside her home country - China. Thank you, GF Insubuy.com

Hello, Yes, policy is extendable. before the policy expire, you can email service to extend your policy. thank you, GF Insubuy.com

Hello, If you cancel after the effective date of the policy, it will minus cancellation fee and as long there's no claim been file, you will receive a pro-rated refund. Thank you, GF Insubuy.com